मुदाकरात्तमोदकं सदा विमुक्तिसाधकं
कलाधरावतंसकं विलासिलोकरक्षकम् ।
अनायकैकनायकं विनाशितेभदैत्यकं
नताशुभाशुनाशकं नमामि तं विनायकम् ॥ १ ॥

नतेतरातिभीकरं नवोदितार्कभास्वरं
नमत्सुरारिनिर्जरं नताधिकापदुद्धरम् ।
सुरेश्वरं निधीश्वरं गजेश्वरं गणेश्वरं
महेश्वरं तमाश्रये परात्परं निरन्तरम् ॥ २ ॥

समस्तलोकशङ्करं निरस्तदैत्यकुञ्जरं
दरेतरोदरं वरं वरेभवक्त्रमक्षरम् ।
कृपाकरं क्षमाकरं मुदाकरं यशस्करं
मनस्करं नमस्कृतां नमस्करोमि भास्वरम् ॥ ३ ॥

अकिञ्चनार्तिमार्जनं चिरन्तनोक्तिभाजनं
पुरारिपूर्वनन्दनं सुरारिगर्वचर्वणम् ।
प्रपञ्चनाशभीषणं धनञ्जयादिभूषणं
कपोलदानवारणं भजे पुराणवारणम् ॥ ४ ॥

नितान्तकान्तदन्तकान्तिमन्तकान्तकात्मजं
अचिन्त्यरूपमन्तहीनमन्तरायकृन्तनम् ।
हृदन्तरे निरन्तरं वसन्तमेव योगिनां
तमेकदन्तमेव तं विचिन्तयामि सन्ततम् ॥ ५ ॥

महागणेशपञ्चरत्नमादरेण योऽन्वहं
प्रजल्पति प्रभातके हृदि स्मरन्गणेश्वरम् ।
अरोगतामदोषतां सुसाहितीं सुपुत्रतां
समाहितायुरष्टभूतिमभ्युपैति सोऽचिरात् ॥ ६ ॥

Meaning

1. He holds modakas in his hand with delight and always leads to liberation; the crescent moon is his ornament; he protects the people of the world in their play. He is the one leader of those who have no leader, and he destroyed the demon Gajasura. He quickly destroys the misfortune of those who bow to him. I bow to that Vinayaka.

2. He is terrifying to those who will not bow, and shines like the newly risen sun. Devas and asuras alike bow to him, and he lifts his devotees out of the gravest danger. Lord of the devas, lord of treasures, lord of elephants, lord of the ganas, the great Lord: I take refuge in him always, higher than the highest.

3. He brings good to all the worlds and drove away the demon-elephant. His belly is large, he is the best, with the face of a noble elephant, imperishable. He is the source of grace, of forbearance, of joy and of fame, and gives understanding to those who bow to him. I bow to that radiant one.

4. He wipes away the sorrow of the poor and is the one the ancient words speak of; he is the first son of Shiva, the destroyer of Tripura, and he crushes the pride of the foes of the devas. He is fearsome at the dissolution of the world, adorned with Dhananjaya and other serpents, an elephant whose cheeks flow with ichor. I worship that ancient elephant.

5. He is the son of Shiva, the slayer of Death, and his tusk shines with lovely radiance. His form is beyond thought, he has no end, and he cuts through every obstacle. He dwells always in the hearts of yogis. On that single-tusked one alone I meditate without ceasing.

6. Whoever recites these Five Jewels of Mahaganesha every day at dawn with reverence, remembering Ganeshvara in the heart, soon gains health, freedom from faults, good learning, good sons, a long and steady life and the eight kinds of prosperity.

About this bhajan

Five verses, the five jewels, and a sixth that tells their fruit. The metre is pramanika, eight syllables a line, short and long in strict turn, so the hymn moves like a drumbeat and children in Tamil and Kannada homes pick it up by ear. It opens with the most homely picture of Ganapati, a modaka held happily in the hand, and ends on the yogi's Ganapati who lives in the heart. On Ganesh Chaturthi it is the hymn most often sung by families around the clay murti. The 1910 edition reads "samāhitāyuḥ", a steady life, in the last verse; many prints read "samīhitāyuḥ", the life one hopes for.

Adi Shankaracharya, Ganesha Pancharatnam, vv. 1–6: Works of Sri Sankaracharya (Vani Vilas Press, Srirangam, 1910), sa.wikisource "गणेशपञ्चरत्नम् (मूलसहितम्)"